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March 20, 2018

“What’s your best 5 year fixed rate these days?”

That is probably one of the most common questions I get as a mortgage broker.  In the past it was an easy question to answer, unfortunately that’s not the case anymore.

Today there are 4 different categories a borrower can...

March 12, 2018

It has now been a couple months since OSFI introduced its new mortgage lending guidelines which included a 2% stress test on all uninsured mortgages and the effects are beginning to be felt.

Here are some of things I’m seeing:

  1. More Declines with traditional banks and...

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Mortgage Broker North Vancouver

Essential Mortgage Company - 3095 Lonsdale Ave, North Vancouver